Legal Gambling Age In Indiana

However, common gambling ages across the world are 18 and 21. Each state regulates its own minimum age for gambling. Some states have two legal gambling ages, commonly 18 in some casinos, 21 in others. Each state regulates its own minimum age for gambling. Some states have two legal gambling ages, commonly 18 in some casinos, 21 in others. Indiana Gambling Laws. The regulator that oversees gambling laws in the state is the Indiana Gaming Commission. This also entails the awarding of licenses to landbased casinos and dictating the legal definition of gambling in the state. Gambling Age: The official minimum gambling age in Indiana state is 21 years. It differs based on the type of. Law IC 35-45-5-1 states: “Gambling means risking money or other property for gain, contingent in whole or in part upon lot, chance, or the operation of a gambling device.” Factor in that according to the state of Indiana lawmakers, poker is not a game of skill, but a game of chance and by such definition is illegal.

Indiana is a gambling-friendly state with a surprisingly diverse array of legal gaming options. The most recent gambling expansion came in 2019 with the launch of retail sportsbooks and mobile sports betting.

In addition to sports, Hoosiers can bet on horse racing betting, visit casinos, play slots at racetracks and try their luck in the state lottery.

Legal Indiana gambling began in 1988 after voters approved a state lottery. Within six years, charitable gaming, riverboat casinos and horse racing were all legalized. Eventually, slots at racetracks and sports betting were added to the mix to make Indiana one of the more pro-gambling states in the Union.

The minimum age for most forms of gambling in Indiana is 18, although casino gambling and sports betting are restricted to customers 21 or older.

Overview of Legal Gambling Options in Indiana:

• Sports betting: Mobile sports betting and retail sportsbooks at casinos
• Horse racing betting: Live, off-track and mobile betting
• Poker: Traditional casinos
• Slots and video poker: Traditional casinos and racetrack casinos
• Table games: Traditional casinos
• Electronic table games: Racetrack casinos
• State lottery: Tickets sold at retailers only
• Bingo and raffles: Offered by licensed charities
• Daily fantasy sports: Online / mobile
• Video bingo: At South Bend tribal casino

Online Gambling in Indiana

Three forms of online gaming are legal in Indiana today.

• Online sports betting: Sports betting was legalized in 2019 and customers may register for an account from anywhere within state lines. In-person registration is not required in Indiana as is the case in some other states. Land- based casinos hold sports betting licenses and may partner with online providers such as DraftKings to operate online/mobile sportsbooks.
• Online horse racing betting: Online horse racing betting was approved by the state racing commission without the need for a public vote. A handful of legal and licensed racing betting sites that are headquartered on US soil accept customers from Indiana.
• Daily fantasy sports: It is debatable if daily fantasy sports (DFS) contests can fairly be classified as a form of “gambling,” but that is a moot point as the activity was formally legalized and regulated in 2016.

Land-based Casinos in Indiana

There are twelve casinos in Indiana. Ten are traditional casinos on or near water. The other two are casinos at racetracks (racinos).

Indiana law permits full-service casino gambling on the boats. Games include slots, video poker, live poker, craps, roulette, Three Card Poker, Ultimate Texas Hold’em, baccarat and Pai Gow Poker.

Meanwhile, racinos may offer slots, video poker and electronic table games. Live poker and table games are not permitted at tracks until 2021.

There is no loss or bet limit in Indiana. Casinos may set denominations and maximum wagers. Casino patrons must be at least 21 years of age.

Indiana Casinos

Indiana Tribal Casinos

Indiana is also home to a single tribal casino, Four Winds Casino. This one is not like the state’s commercial casinos. Four Winds Casino only spreads video bingo machines and live bingo as a Class II gaming facility.

The video bingo games feature branding from major slot providers to make these games look and feel just like slots. Under the hood, the video gaming machines at Four Winds are designed in such a way to stay within the bingo classification (Class II gaming) rather than as traditional slots (Class III gaming).

3000 Prairie Ave
South Bend, IN 46614

Mobile Sports Betting in Indiana

Indiana authorized in-person and online sports betting in 2019. Retail sportsbooks launched at casinos to begin and that was followed by the launch of mobile betting later that year.

If you’re 21 or older and are physically present within state lines, you may bet on sports from your desktop or mobile device through licensed sports betting providers.

Ten major Indiana betting apps are now licensed and open for business:

• BetRivers.com Sportsbook
• DraftKings Sportsbook
• FanDuel Sportsbook
• BetMGM Sportsbook
• BetAmerica Sportsbook
• Unibet Sportsbook
• Caesars Sportsbook
• PointsBet Sportsbook
• theScore.bet
• William Hill Sportsbook

888Sport should be added to that soon. In December 2020, 888 Holdings announced it is partnered with Harrah’s Hoosier Park to offer mobile sports betting and online gambling (pending a change in state law). 888Sport says it intends to go live in Indiana in 2021.

Note that you do not need to be a resident to bet on sports in Indiana. Even if you’re just visiting for the day, you may still bet on sports whenever you’re inside state lines.

In fact, it is also possible to download betting apps, sign up for accounts, browse the odds and make deposits from out of state. The only time you need to be physically present within state lines is when actually placing wagers.

Retail Sportsbooks

Land-based casinos, racetracks and off-track betting parlors (OTBs) may apply for sports betting licenses from the Indiana Gaming Commission.

Each retail sportsbook is also authorized to launch up to three individual betting sites/apps in partnership with outside software providers. This means the Indiana market can legally support 15 retail sportsbooks and as many as 45 mobile betting apps in total.

Active retail sportsbooks in Indiana:

Indiana sports betting laws allow wagering on college and professional sports. Parlays, teasers and most props and in-game wagers are available.

Poker in Indiana

Live poker is legal at Indiana casinos. Online poker is not licensed in the state.

There are nine poker rooms with a combined 150 tables in Indiana. These range from small social spots to serious poker rooms with higher limit cash games and tournaments. There are no bet or pot limits in Indiana. Poker rooms may spread any game where the rules are documented.

Poker Rooms in Indiana

• Belterra Casino Poker Room: Nine tables; 1/2 no-limit and small fixed limit Holdem cash games, single table tournaments
• Blue Chip Casino Poker Room: Eight tables; five no-limit Holdem tournaments weekly, 1/2 and 2/5 no-limit Holdem daily; pot limit Omaha on weekends
• Four Winds South Bend Poker Room: 10 tables; three tournaments weekly; 1/2 and 2/5 no limit Holdem cash games, 3/6 limit Holdem and 1/2 pot limit Omaha
• Hollywood Casino Poker Room: 19 tables; two daily tournaments, three tournaments on weekends; 1/2 to 5/10 no limit Holdem; 3/6 to 20/40 fixed limit Holdem; 1/2 to 5/10 pot limit Omaha; 2/5 limit Omaha hi/lo
• Horseshoe Hammond Poker Room: 34 tables; 11 weekly no limit Holdem tournaments; 1/2 to 10/20 no limit Holdem cash games; limit Holdem games; pot limit Omaha; Omaha hi/lo
• Caesars Southern Indiana Poker Room: 30 tables; daily tournaments, no-limit Holdem cash games; fixed limit Holdem; pot limit Omaha
• Indiana Grand Poker Room: 10 tables; 11 weekly no-limit Holdem tournaments; limit and no-limit cash games
• Majestic Star Poker Room: 14 tables; daily tournaments; no-limit and fixed limit Holdem; Omaha hi/lo and mixed cash games
• Tropicana Evansville Poker Room: 8 tables; 1/3 no limit Holdem; 1/2 no limit Holdem; 10/20 Omaha hi/lo; Big O; pot limit Omaha; 4/8 fixed limit Holdem; weekly tournaments

Home Poker Games

Indiana does not make an exception for social gaming. IC §35-45-5-1 defines gambling as follows:

“…risking money or other property for gain, contingent in whole or in part upon lot, chance, or the operation of a gambling device…”

The inclusion of the words “or in part upon lot” indicates even games such as poker which combine elements of skill and luck are classified as gambling. As such, hosting or participating in a social poker game at home or elsewhere is illegal in Indiana.

Fantasy Sports in Indiana

The major daily fantasy sports providers such as FanDuel and DraftKings operated openly throughout Indiana even prior to the industry attaining formal legal status. The legislature approved legislation in 2016 to formally legalize DFS contests and establish a licensing process.

Today, fantasy sites must undergo a licensing process and a pay an initial fee of $50,000 (that Paid Fantasy Sports Division of the Indiana Gaming Commission may increase up to $75,000 to recoup investigation costs) and adhere to various consumer protection measures.

A list of licensed daily fantasy providers may be found at the Indiana Gaming Commission website here. The biggest operators approved to do business in Indiana include:

• DraftKings
• FanDuel
• Yahoo Fantasy Sports

Indiana Lottery

The Indiana Lottery was created by a constitutional amendment in November 1988. It passed by a 62 to 38 margin. The first scratch-off tickets were sold in October 1989. In April 1990, the Indiana Lottery held its first state lotto drawing. In October of that year, it joined interstate lotto pools.

Legal Gambling Age In Indianapolis

The Indiana Lottery holds nine drawings for in-state games. Eight are daily drawings. It also joins three interstate lotto games.

Intrastate Lotto Games

• Hoosier Lotto
• CA$H 5
• Cash4life
• Quick Draw Midday
• Quick Draw Evening
• Daily 3 Midday
• Daily 3 Evening
• Daily 4 Midday
• Daily 4 Evening

Interstate Lotto Games

• Powerball
• Mega Millions

Games of Skill

Indiana gambling law exempts “bona fide contests of skill, speed, strength, or endurance in which awards are made only to entrants or the owners of entries.”

In other words, this indicates it would be legal to enter a paid bowling or golf tournament and compete for a prize but illegal to wager on someone else’s performance in such a contest (unless you’re placing wagers at a licensed sportsbook).

Online skill gaming sites such as WorldWinner.com allow customers from Indiana to compete for cash prizes.

Esports

Esports sites such as PlayersLounge and GamerSalooon in which players compete against one another for money are most likely legal in Indiana. Both sites accept Indiana residents as customers under the assumption that the games they offer fall under the “bona fide contests of skill” exemption detailed above.

However, placing wagers on the outcomes of other people competing in esports is prohibited by Indiana law. Not only does the skill gaming exception make it clear one must be a participant, but the 2019 sports betting law specifically states it is not legal for sportsbooks to accept wagers on esports competitions.

Traditional Online Skill Games

Skill sites have varied approaches to Indiana residents. For example, WorldWinner does not let Indianans play games that use cards, but other games are permitted. King.com accepts all players from here. WPT Online does not accept Indiana residents.

Indiana Gambling Laws

Indiana is a relatively new state to the world of legalized gambling. The state did not pass its first gaming bill until 1988. That is when voters passed a constitutional amendment that created the state lottery. Pari-mutuel gaming on interstate racing passed the next year. However, the first track did not open until the next decade.

A large expansion started in the 1990’s. Charitable gaming, including bingo and raffles, were approved in 1992. Legalized casinos passed the legislature in a special session in 1993. Horseracing came on board in 1994. In 2007, the state moved to permit video poker, slots and electronic table games at racetracks. Table games will be permitted in 2021.

A daily fantasy sports law passed in 2016 to exempt DFS contests from gaming laws and establish basic consumer protection regulations. Sports betting passed the legislature in 2019. This allowed for live and mobile betting on sporting events.

The following agencies regulate gambling in Indiana:

Indiana Lottery

The lottery in Indiana, called the Hoosier Lottery, was passed by voter referendum in November 1988 by a 62% majority. The Legislature ratified the Lottery Act in May 1989 and the first scratch-off tickets were sold later that year. Intrastate lotto drawings began in April 1990. Six months later, the Hoosier Lottery joined interstate lotto drawings.

Lottery scratch-off and lotto tickets must be purchased at retailers. Buyers must be at least 18 years of age.

Tribal Casinos

The sole tribal casino in Indiana, Four Winds Casino, opened for business in 2007.

The Pokagon Band of Potawatomi Indians were unable to negotiate a gaming compact with the state to operate Class III games (such as table games and traditional slots) and is therefore relegated to Class II games (video bingo machines and live poker).

All customers must be 21 or older to visit Four Winds.

Commercial Casinos

Commercial casinos were approved during a 1993 special session that was called to balance the state budget. The fight had gone on for years with lobbying from casino interests in other states and leaders of the city of Gary.

Originally, Indiana casinos were required by law to operate as gambling boats on Lake Michigan or the Ohio River. That rule has since been relaxed with the French Lick Resort approved to launch an on-site casino in 2006 and the Majestic Star approved in 2019 to move its license inland and rebrand as the Hard Rock Casino.

All standard gambling games are permitted in Indiana casinos. This includes craps, roulette, blackjack, Three Card Poker, baccarat, Pai Gow Poker, Ultimate Texas Hold’em, live poker, slots, video poker and electronic table games.

Players must be at least 21 years of age. The casino tax rate is 22.5% for boats that cruise. However, none exist these days that leave the dock. The casino tax rate for all other casinos is tiered and increases according to revenue:

• Up to $25 Million: 15%
• $25 – $50 Million: 20%
• $50 – $75 Million: 25%
• $75 – $150 Million: 30%
• $150 – $600 Million: 35%
• Over $600 Million: 40%

Racetrack Casinos

Racetrack casinos, also called racinos, were authorized in 2007. The state’s two racetracks – Hoosier Park and Indiana Grand – may operate slots, video poker and electronic table games.

Indiana racinos were also approved to host live table games and poker starting in 2021. All guests must be 21 or older to gamble.

Charitable Gaming

Charities registered in Indiana for at least five years may operate bingo games for cash. The licensing fee is $50 to $26,000 per year, depending on the revenues generated by the games. Charities that offer raffles do not need to register with the state. Charity gaming players must be at least 18 years of age.

Horseracing Laws

Pari-mutuel betting was approved in 1989. However, it took five years for the state to get horseracing off the ground. Hoosier Park offers live racing Tuesday through Saturday in the warmer months of the year. Indiana Grand offers live racing on Tuesdays, Tursdays and Saturdays. Each has off-track betting on interstate races.

Mobile betting on horses is also permitted. All major horseracing companies accept Indiana players. This includes TVG, BetAmerica and TwinSpires. Horse bettors must be at least 18 years of age.

Online Gambling Laws

Three forms of online gambling are permitted in Indiana. Off-track betting has been legal since 1994. Daily fantasy sports were licensed in 2016. The fee is $50,000 for the initial license and $5,000 per year for renewals. The minimum age for off-track betting and daily fantasy sports is 18 years of age.

Sports betting was approved in 2019. Mobile sports betting launched in the state on October 3, 2019. The tax rate is 9.5 percent of gross gaming revenues. Sports bettors must be at least 21 years of age.

All forms of licensed online gaming permit registration over the mobile device. Deposits and withdrawals may also be processed that way.

Indiana Poker Laws

Indiana permits live poker at all licensed casinos that are on riverboats and the tribal casino in South Bend. Racinos were approved to offer live poker as well beginning in 2021.

Home poker games are likely illegal in Indiana as it does not have any social gaming laws and a strict definition of “gambling” that does not permit games with any element of chance. Poker players at casinos must be at least 21 years old.

Sports Betting Laws

Indiana legalized sports betting with the passage of HB 1015 on 8 May 2019. After Governor Eric Holcomb signed the bill into law, the Indiana Gaming Commission made quick work of drafting regulations, establishing a licensing process and issuing approvals for various sportsbooks to go live.

The first retail sportsbooks opened for business on September 1, 2019 and mobile betting went online the following month. The sports betting tax is 9.5 percent of gross gaming revenues.

Under Indiana law, land-based casinos, racetracks and off-track betting parlors apply for and hold master sports wagering licenses. Each licensee may partner with third-party software providers such as FanDuel and DraftKings to launch up to three individually branded betting apps.

Indiana sportsbooks are allowed to take pre-game and in-play wagers on professional and college sports. The one restriction is sportsbooks are prohibited from accepting in-play props regarding specific players in college games. Indiana sports betting law also prohibits wagers on esports events.

Useful sports betting links:

• List of licensed retail and mobile sportsbooks: Licensees
• Sports and leagues upon which sportsbooks may accept wagers: Approved Events
• Indiana Code on sports wagering: IC 4-38
• Rules and regulations for sports betting operators: Emergency Rules

Indiana Gambling FAQ

Are gambling winnings taxed in Indiana?

Yes. Gambling winnings are taxed at a rate of 3.23% for both residents and non-residents in Indiana. This is in addition to federal income tax.

Is sports betting legal in Indiana?

Live and mobile sports betting is legal in Indiana.

Where are Indiana sportsbooks located?

Indiana sportsbooks are located at casinos, racetracks and off-track betting parlors.

Do I need to register for a Indiana mobile sports betting account in person?

No. You can create an account on your mobile device.

Can I deposit and withdrawal on sports betting apps in Indiana?

Yes. All transactions may be processed on the app.

Is live poker legal in Indiana?

Yes, but only at licensed casinos.

Which casino games are found at Indiana racetracks?

Slots, video poker and electronic table games are allowed at the state’s racetracks. Table games were approved starting in 2021.

Is there a bet limit in Indiana?

No. Casinos may set their own bet limits.

Which casino games are offered at Indiana casinos?

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Indiana casinos may offer slots, video poker, electronic table games, live table games and live poker.

Is smoking permitted in Indiana casinos?

Yes. The state allows smoking anywhere minors are not permitted.

Does the Hoosier Lottery permit anonymous winners?

The lottery in Indiana requires the names of major lottery jackpot winners be made public.

• Year Indiana Regulated Gambling: Lottery (1988), Bingo (1992), Horseracing (1994), Casinos (1993)
• Estimated Tax Revenue from Gambling: $475 million
• Estimated Gambling Revenue: $3.8 billion
• Indiana Gambling Age: 18 for lotteries, bingo, and racing, 21 for casinos
• Smoking ban: Indiana’s smoking ban does not apply to businesses that restrict access to minors.
• Indiana Online gambling: Horseracing is the only version of online gambling legal in Indiana.

Indiana Casino locations: East Chicago, Gary, Florence, Michigan City, French Lick, Lawrenceburg, Anderson, Elizabeth, Hammond, Shelbyville, Rising Sun, and Evansville. Use our Indiana casinos map as a guide to locate all casinos in Indiana, including the popular casinos in Southern Indiana.

Indiana is a conservative Midwestern state that has widespread gambling. It all started with a state lottery in 1988. Bingo quickly followed. Racing was legalized in the 1990s. Off-track betting was launched a year later.

Indiana casinos were legalized in 1993, and Like many states at the time, casinos in Indiana had been located on the water. Lake Michigan and Ohio River are the common waterways where these riverboat casinos are located. This rule was later relaxed when racetracks were permitted to offer slots and video poker.

Paying Gambling Taxes in Indiana

Looking for how to file your gambling income? OnlineUnitedStatesCasinos has gathered everything you need to know about paying taxes on your gambling winnings straight from a Certified Public Accountant. For more information please visit our exclusive Gambling Taxes article.

Indiana Casinos Map & Guide

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• Hollywood Casino
• Horseshoe
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• Number of B&M Casinos: 12
• Number of Poker Rooms: 9
• Number of Indian Casinos: 0

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Types of Indiana Online Gambling Allowed

Off-track horse racing is the only form of legalized online gambling in Indiana. Eligible sites include TVG, TwinSpires, and BetAmerica.

Daily fantasy sports are not the subject of any action in Indiana. Rep. Alan Morrison introduced a bill that would legalize and regulate daily fantasy sports. It passed a committee in January 2016. It passed the state senate in February 2016. All major daily fantasy sports sites accept Indiana players. DraftKings and FanDuel are the largest.

Types of Live Indiana Gambling

• Slots: Yes
• Blackjack: Yes
• Poker: Yes
• Craps/Roulette: Yes
• Horses: Yes
• Lottery: Yes

Indiana offers many forms of live gambling. The most prolific are the Indiana casinos spread throughout the state. There are many casino games offered, including live poker, blackjack, craps, roulette, slots, video poker and table games that use cards are all legal in Indiana. The original casinos in Indiana were required to be riverboats in Lake Michigan or the Ohio River. This regulation has since been relaxed as gaming expanded to racinos and lakes. Currently, there are 12 Indiana casinos that players can pick from, spreading out from Southern Indiana and reaching the north side, near Illinois.

Indiana offers a state lottery. It is called the Hoosier Lottery. Available games include the typical scratch-off and lotto games. The most popular are the Powerball and Mega Millions. Cash 5, Quick Draw, and Poker Lotto are the more popular state drawings.

Indiana has an active horseracing industry. Indiana Grand and Hoosier Park offer live races. Off-track betting on simulcast races is also available at these facilities.

Charities may offer games of chance with proper licensing. This includes bingos, raffles, casino nights, door prizes, and pull-tabs. Charities must register with the state to offer these games.

Indiana Gambling Laws

Legal Gambling Age In Indiana

Indiana gambling laws and policies are quite liberal in this regulated industry. There is still plenty of illegal gambling. Anything related to gambling in Indiana is regulated by the Indiana Gaming Commission. They are in charge of monitoring all casinos and racetracks, granting gambling licenses, and making sure all players are protected.

The state defines gambling as risking anything of value on that is,

“contingent in whole or in part upon lot, chance, or the operation of a gambling device,” but exempts “bona fide contests of skill, speed, strength, or endurance in which awards are made only to entrants or the owners of entries.”

There are certain Indiana gambling laws that directly pertain to the operation of an internet website for the purpose of gambling. The laws target bookmaking and games of chance. That is a Class D felony, one of the harshest penalties in all states. Gamblers are not the subject of online gambling prohibition.

Charities must register in order to be able to offer gambling services. A fee is paid to the state by the charity and the distributor of the games. Fees range from $500 to $5,000, depending on the nature. Prizes may not exceed $5,000 for most games, although pull tabs and punchboards have a maximum value of $599.

The minimum gambling age in Indiana is 21 years for casino players. All other forms of Indiana gambling have a minimum age of 18 years.

List of Indiana Casinos

There are two racetracks and 12 Indiana casinos. Indiana Grand and Hoosier Park are the two tracks that offer live and simulcast betting. Indiana Grand is located in Shelbyville. Hoosier Park is located in Anderson. With Southern Indiana casinos having a head start on the amount of establishments you can find.

See the table below to find a list of Indiana casinos, their locations, and websites.

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History of Indiana Gambling

The history of Indiana casinos and gambling is shorter than in most other states. Indiana voters approved a lottery on November 8, 1988, by a 62-38 margin. It is called the Hoosier Lottery. The first instant game ticket was sold on October 13, 1989. The first lotto game started in April 1990. That was a daily Lotto Cash. Daily 3 and Daily 4 drawings started three months later. The Indiana Lottery entered multi-state lotto drawings in October 1990.

The regulation of horse racing began on September 1, 1994. That is when Hoosier Park opened. Off-track betting was legalized the following year. Indiana’s second track, Indiana Downs, opened on December 6, 2002.

The Indiana Riverboat Act was passed on July 1, 1993. This permitted riverboat casinos in Indiana to be located on Lake Michigan and the Ohio River. The riverboats were required to be navigable. This law was repealed in 1999. The ships were no longer mandated to include a crew and motor. All ships are anchored today. There are plenty of Indiana casinos that are remembered as riverboats, with French Lick Casino at the top of that list.

In 2007, Indiana casino gambling was expanded to both operating racetracks. This placed 2,000 slots and video poker machines at Hoosier Park and Indiana Downs.

Indiana Gambling FAQ

Yes. There are 12 casinos in Indiana, with 10 regular casinos and two racinos.

The minimum Indiana gambling age is 21 years for casino players, and 18 years for all other forms of gambling.

Yes. Live poker is legal on the riverboats. The racinos may offer electronic tables.

There are two racetracks in Indiana; Hoosier Park and Indiana Downs.

The only form of legal online gambling in Indiana is off-track betting.

TVG, TwinSpires, and BetAmerica are the largest pari-mutuels betting sites in Indiana.

Online poker sites are not legal in Indiana. There is a law that specifically forbids it.

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DraftKings and FanDuel claim exemption under the state’s skill gaming law. Indiana officials have not refuted this. A bill is making its way through the legislature that would expressly legalize it.